Beneficiary "accepting" the rules In terms of clause beneficiary of a life insurance policy, the rules have changed since December 17, 2007 Now, the holder of a contract is more protected. Explanations. Before December 17, 2007 An insured had taken out a life insurance policy and named a beneficiary on his contract. ... , Fidelity, Templeton ... Here, online contracts are the most interesting: you will find For example, nearly 200 funds at Boursorama or 341 in Altaprofits.