What is home insurance? It is a comprehensive insurance that covers any unforeseen event that may occur inside or outside the house. With optional coverages for each customer, material protects household goods, personal effects of the occupants and damage to third parties. Who is it for? Unlike other policies, home ... with La Rioja and Valdemadera , nine people, and Villarroya , eight. Meanwhile, Salcedillo , in the province of Teruel, has only ten people registered.